Let APPRAISALS & MORE take care of your appraisal

To many, an appraisal just looks like a line item on the settlement sheet for a home purchase or refinance. Practically all lenders still call for a local expert because the stakes are so high, even though there are a budding number of automated home valuation systems that might appear more prudent than an appraisal. You might think that getting a mortgage is the only basis for getting an appraisal, but there are other instances when the services of a licensed, independent real estate professional might come in handy.


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Let APPRAISALS & MORE help you appeal your tax assessment in Randolph County

It's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your home, so if values have gone down in your area, you can challenge your assessment and save money. An appraisal from APPRAISALS & MORE is your best evidence when building your case. We're capable of assisting you in appealing your tax assessment.

Let APPRAISALS & MORE help you get rid of PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the real estate, most lenders ask buyers to purchase an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this additional payment is lumped into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

APPRAISALS & MORE will produce a statement regarding the value of your home, and the price you paid for the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.

An appraisal from APPRAISALS & MORE will help you settle a divorce with less stress

A divorce is often complicated by the troublesome decision of who keeps the property, and it can be a very heartbreaking ordeal for both parties. Regardless of the circumstances, it's wise to order an appraisal from APPRAISALS & MORE so both parties are completely aware of the true market value of their home.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Let APPRAISALS & MORE assist you in relocating to or from Randolph County

We are familiar with the headaches associated with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information regarding any new sales or listings in their area that they want considered during our thorough process.

Let APPRAISALS & MORE assist you in selling your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price.

We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.