Appraisal services for Imboden and Randolph County homeowners

Check out the top seven reasons why Arkansas homeowners need APPRAISALS & MORE:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To cut your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Arkansas, where property needs to be divided
To settle an estate in Arkansas by determining the true market value of the real estate in question


	Do you own a home in or near Imboden? Do you need help determining the price of your real estate? Contact APPRAISALS & MORE.

We at APPRAISALS & MORE understand the particular needs of a homeowner looking for appraisal services. Our usual business clients get the appraisal process and the usual documents we provide. But as a general consumer, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value opinion than yours.

Challenging Randolph County's assessment of your property

If you live in an area that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an expert appraisal from APPRAISALS & MORE is your number one weapon when challenging your property tax assessment.

Need to cancel PMI?

An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping people just like you rid themselves of unnecessary PMI insurance.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. APPRAISALS & MORE can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? APPRAISALS & MORE can help you with that. Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.